Nevita Kraamzorg

COSTS

What Do I Pay and What Does My Insurance Cover?

Maternity care is part of the basic Dutch health insurance. If you choose Nevita's care, you pay for the care to Nevita yourself, and then you submit the costs to your insurer. The reimbursement you receive depends on the type of insurance you have, with the main difference being whether you have a restitution policy or a natura policy.

If you do not have a dutch health insurance then, pay all the costs yourself.


Restitution Policy

If you have a restitution policy, you are free to choose your own care, and you first pay for the care to Nevita. Afterward, you submit the costs to your health insurer. The health insurer will then reimburse you 100% of at least the statutory hours at the statutory rates.

Example:

You have chosen EXCELLENT

You receive an invoice from Nevita for €8000,00.

Normally, you are entitled to 40 hours of maternity care.

You pay €8000,00 to Nevita and submit the invoice to your insurance company.

Your insurance reimburses you 40 times €63,25* = €2530,00.

In this case, you have €5470,00 in personal costs.


*2024 price


Natura Policy

If you have a natura policy, you have less freedom of choice and should choose a contracted maternity care organization that your insurer has a contract with (Nevita is a private maternity care provider and does not have contracts with insurers). You are allowed to choose a non-contracted maternity care provider, but then the full statutory rate is not reimbursed. The reimbursement varies between 60% and 100%, depending on your supplementary package. Contact your insurer for the exact reimbursement.

Example:

You have chosen COMFORT:

You receive an invoice from Nevita for €5900,00.

Through regular care, you would be entitled to 45 hours of maternity care.

You pay €5900,00 to Nevita and submit the invoice to your insurer.

Your insurer reimburses you 45 times €63,25* times 70% = €1992,38.

In this case, you have €3907,62 in personal costs.


*2024 price


The above examples are indicative and depend on the type of policy and supplementary packages you have chosen.

 

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